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Senior Analyst

What you will do

As a Senior Analyst at Klarna, you provide analytical and business expertise to ensure we deliver value to customers, Klarna, and our investors. You act as a bridge between models, operations, products, and business decisions, building strategies that connect them across the organization. You play an important part in taking Klarna to the next level, working across sales lifecycle areas, financial planning, and stakeholder communication. You bring a "Swiss army knife" mindset, ready to move between problems and provide data-driven guidance wherever it is needed.

Who you are

- A degree from a university in a numerate subject, such as Economics, Science, Engineering, or Business

- At least 5 years of analytical experience in retail banking, e-commerce, or payments, with knowledge of consumer lending in western countries preferred

- Strong general knowledge of the sales lifecycle, with deep expertise in one area such as credit risk, product/UX, marketing analytics, accounting, pricing, or data

- Experience supporting sales and marketing efforts, such as merchant sales strategies or campaign impact analysis

- Financial analytics experience, including business planning, budgeting, forecasting, and KPI tracking

- Strong communication skills, with the ability to engage external stakeholders; merchant-facing experience is a plus

- Working proficiency and communication skills in verbal and written English

Awesome to have

- Strong attention to detail and experience using structured approaches to problem solving

- Understanding of regional risk policies and risk profiles, with the ability to suggest or build merchant-specific policy adjustments

- Significant drive and ambition

- Strong conceptual ability

- Familiarity with data extraction and manipulation, and programming languages such as SQL, R, Python, MatLab, Java, or C#

Please include a CV in English

Curious to learn more about Klarna and what it's like to work here? Explore our career site: https://www.klarna.com/careers/

Senior Analyst

What you will do

As a Senior Analyst at Klarna, you provide analytical and business expertise to ensure we deliver value to customers, Klarna, and our investors. You act as a bridge between models, operations, products, and business decisions, building strategies that connect them across the organization. You play an important part in taking Klarna to the next level, working across sales lifecycle areas, financial planning, and stakeholder communication. You bring a "Swiss army knife" mindset, ready to move between problems and provide data-driven guidance wherever it is needed.

Who you are

- A degree from a university in a numerate subject, such as Economics, Science, Engineering, or Business

- At least 5 years of analytical experience in retail banking, e-commerce, or payments, with knowledge of consumer lending in western countries preferred

- Strong general knowledge of the sales lifecycle, with deep expertise in one area such as credit risk, product/UX, marketing analytics, accounting, pricing, or data

- Experience supporting sales and marketing efforts, such as merchant sales strategies or campaign impact analysis

- Financial analytics experience, including business planning, budgeting, forecasting, and KPI tracking

- Strong communication skills, with the ability to engage external stakeholders; merchant-facing experience is a plus

- Working proficiency and communication skills in verbal and written English

Awesome to have

- Strong attention to detail and experience using structured approaches to problem solving

- Understanding of regional risk policies and risk profiles, with the ability to suggest or build merchant-specific policy adjustments

- Significant drive and ambition

- Strong conceptual ability

- Familiarity with data extraction and manipulation, and programming languages such as SQL, R, Python, MatLab, Java, or C#

Please include a CV in English

Curious to learn more about Klarna and what it's like to work here? Explore our career site: https://www.klarna.com/careers/

Nordic Investin has been engaged by a partner company to find a Junior Technology Business Analyst. You want to learn how good digital products are shaped by asking precise questions, mapping real workflows and making ambiguity visible early.

The partner needs an analytical early career colleague to support product and system change. You will work with users, developers and senior analysts to clarify needs and turn them into testable requirements.

The team works across disciplines and expects quality to be shaped throughout discovery and delivery. You will have space to challenge assumptions, make evidence visible and improve how decisions are made.

You will join multidisciplinary delivery rather than operate as a final approval step. The partner expects early questions, rapid feedback and clear evidence about what users and systems need. You will help teams decide what to test, measure or prototype before committing to an expensive direction.

You will work with experienced colleagues who review both the outcome and the reasoning behind it. The partner expects curiosity, care and steady growth rather than instant expertise. You will receive real responsibility in controlled steps and clear opportunities to build evidence of your capability.

• Interview users and document current workflows.

• Write clear user stories, process descriptions and acceptance criteria.

• Map data, roles and system interactions.

• Support backlog refinement and solution workshops.

• Trace requirements through testing and release.

• Maintain decisions and open questions so teams stay aligned.

• Education or early experience in information systems, business, engineering or a related field.

• Strong written and verbal communication.

• Ability to structure incomplete information.

• Interest in software delivery and business processes.

• Comfort working with spreadsheets, diagrams and collaboration tools.

• Professional English; Swedish is valuable for local stakeholder work.

• Internship in product, process improvement or IT support.

• Basic SQL or API understanding.

• Experience from healthcare, logistics, finance or public services.

You may be a recent graduate, operations coordinator or support professional moving toward analysis. We are interested in your reasoning, curiosity and care with detail more than a long list of methods.

The partner offers direct exposure to experienced product and technology colleagues, plus responsibility that grows with your capability. You will see how a well framed requirement saves time across design, development and testing.

The exact partner, employment model, compensation, start date and working arrangement will be explained openly during the process. Nordic Investin will make sure you understand the context, expectations and decision path before you are asked to commit significant time.

During the process, Nordic Investin will focus on concrete decisions you have made: the context you received, the alternatives you considered, the result you observed and what you would change today. You do not need every optional technology if your core experience transfers and you can explain how you would close the gap.

Apply with your CV or LinkedIn profile and a short note describing the most relevant system, product or transformation you have helped deliver. Nordic Investin welcomes candidates with different routes into technology and assesses applicants on relevant capability, judgement and potential.

Nordic Investin has been engaged by a partner company to find a Junior Technology Business Analyst. You want to learn how good digital products are shaped by asking precise questions, mapping real workflows and making ambiguity visible early.

The partner needs an analytical early career colleague to support product and system change. You will work with users, developers and senior analysts to clarify needs and turn them into testable requirements.

The team works across disciplines and expects quality to be shaped throughout discovery and delivery. You will have space to challenge assumptions, make evidence visible and improve how decisions are made.

You will join multidisciplinary delivery rather than operate as a final approval step. The partner expects early questions, rapid feedback and clear evidence about what users and systems need. You will help teams decide what to test, measure or prototype before committing to an expensive direction.

You will work with experienced colleagues who review both the outcome and the reasoning behind it. The partner expects curiosity, care and steady growth rather than instant expertise. You will receive real responsibility in controlled steps and clear opportunities to build evidence of your capability.

• Interview users and document current workflows.

• Write clear user stories, process descriptions and acceptance criteria.

• Map data, roles and system interactions.

• Support backlog refinement and solution workshops.

• Trace requirements through testing and release.

• Maintain decisions and open questions so teams stay aligned.

• Education or early experience in information systems, business, engineering or a related field.

• Strong written and verbal communication.

• Ability to structure incomplete information.

• Interest in software delivery and business processes.

• Comfort working with spreadsheets, diagrams and collaboration tools.

• Professional English; Swedish is valuable for local stakeholder work.

• Internship in product, process improvement or IT support.

• Basic SQL or API understanding.

• Experience from healthcare, logistics, finance or public services.

You may be a recent graduate, operations coordinator or support professional moving toward analysis. We are interested in your reasoning, curiosity and care with detail more than a long list of methods.

The partner offers direct exposure to experienced product and technology colleagues, plus responsibility that grows with your capability. You will see how a well framed requirement saves time across design, development and testing.

The exact partner, employment model, compensation, start date and working arrangement will be explained openly during the process. Nordic Investin will make sure you understand the context, expectations and decision path before you are asked to commit significant time.

During the process, Nordic Investin will focus on concrete decisions you have made: the context you received, the alternatives you considered, the result you observed and what you would change today. You do not need every optional technology if your core experience transfers and you can explain how you would close the gap.

Apply with your CV or LinkedIn profile and a short note describing the most relevant system, product or transformation you have helped deliver. Nordic Investin welcomes candidates with different routes into technology and assesses applicants on relevant capability, judgement and potential.

Nordic Investin has been engaged by a partner company to find a Junior Technology Business Analyst. You want to learn how good digital products are shaped by asking precise questions, mapping real workflows and making ambiguity visible early.

The partner needs an analytical early career colleague to support product and system change. You will work with users, developers and senior analysts to clarify needs and turn them into testable requirements.

The team works across disciplines and expects quality to be shaped throughout discovery and delivery. You will have space to challenge assumptions, make evidence visible and improve how decisions are made.

You will join multidisciplinary delivery rather than operate as a final approval step. The partner expects early questions, rapid feedback and clear evidence about what users and systems need. You will help teams decide what to test, measure or prototype before committing to an expensive direction.

You will work with experienced colleagues who review both the outcome and the reasoning behind it. The partner expects curiosity, care and steady growth rather than instant expertise. You will receive real responsibility in controlled steps and clear opportunities to build evidence of your capability.

• Interview users and document current workflows.

• Write clear user stories, process descriptions and acceptance criteria.

• Map data, roles and system interactions.

• Support backlog refinement and solution workshops.

• Trace requirements through testing and release.

• Maintain decisions and open questions so teams stay aligned.

• Education or early experience in information systems, business, engineering or a related field.

• Strong written and verbal communication.

• Ability to structure incomplete information.

• Interest in software delivery and business processes.

• Comfort working with spreadsheets, diagrams and collaboration tools.

• Professional English; Swedish is valuable for local stakeholder work.

• Internship in product, process improvement or IT support.

• Basic SQL or API understanding.

• Experience from healthcare, logistics, finance or public services.

You may be a recent graduate, operations coordinator or support professional moving toward analysis. We are interested in your reasoning, curiosity and care with detail more than a long list of methods.

The partner offers direct exposure to experienced product and technology colleagues, plus responsibility that grows with your capability. You will see how a well framed requirement saves time across design, development and testing.

The exact partner, employment model, compensation, start date and working arrangement will be explained openly during the process. Nordic Investin will make sure you understand the context, expectations and decision path before you are asked to commit significant time.

During the process, Nordic Investin will focus on concrete decisions you have made: the context you received, the alternatives you considered, the result you observed and what you would change today. You do not need every optional technology if your core experience transfers and you can explain how you would close the gap.

Apply with your CV or LinkedIn profile and a short note describing the most relevant system, product or transformation you have helped deliver. Nordic Investin welcomes candidates with different routes into technology and assesses applicants on relevant capability, judgement and potential.

Nordic Investin has been engaged by a partner company to find a Junior Technology Business Analyst. You want to learn how good digital products are shaped by asking precise questions, mapping real workflows and making ambiguity visible early.

The partner needs an analytical early career colleague to support product and system change. You will work with users, developers and senior analysts to clarify needs and turn them into testable requirements.

The team works across disciplines and expects quality to be shaped throughout discovery and delivery. You will have space to challenge assumptions, make evidence visible and improve how decisions are made.

You will join multidisciplinary delivery rather than operate as a final approval step. The partner expects early questions, rapid feedback and clear evidence about what users and systems need. You will help teams decide what to test, measure or prototype before committing to an expensive direction.

You will work with experienced colleagues who review both the outcome and the reasoning behind it. The partner expects curiosity, care and steady growth rather than instant expertise. You will receive real responsibility in controlled steps and clear opportunities to build evidence of your capability.

• Interview users and document current workflows.

• Write clear user stories, process descriptions and acceptance criteria.

• Map data, roles and system interactions.

• Support backlog refinement and solution workshops.

• Trace requirements through testing and release.

• Maintain decisions and open questions so teams stay aligned.

• Education or early experience in information systems, business, engineering or a related field.

• Strong written and verbal communication.

• Ability to structure incomplete information.

• Interest in software delivery and business processes.

• Comfort working with spreadsheets, diagrams and collaboration tools.

• Professional English; Swedish is valuable for local stakeholder work.

• Internship in product, process improvement or IT support.

• Basic SQL or API understanding.

• Experience from healthcare, logistics, finance or public services.

You may be a recent graduate, operations coordinator or support professional moving toward analysis. We are interested in your reasoning, curiosity and care with detail more than a long list of methods.

The partner offers direct exposure to experienced product and technology colleagues, plus responsibility that grows with your capability. You will see how a well framed requirement saves time across design, development and testing.

The exact partner, employment model, compensation, start date and working arrangement will be explained openly during the process. Nordic Investin will make sure you understand the context, expectations and decision path before you are asked to commit significant time.

During the process, Nordic Investin will focus on concrete decisions you have made: the context you received, the alternatives you considered, the result you observed and what you would change today. You do not need every optional technology if your core experience transfers and you can explain how you would close the gap.

Apply with your CV or LinkedIn profile and a short note describing the most relevant system, product or transformation you have helped deliver. Nordic Investin welcomes candidates with different routes into technology and assesses applicants on relevant capability, judgement and potential.

Nordic Investin has been engaged by a partner company to find a Junior Technology Business Analyst. You want to learn how good digital products are shaped by asking precise questions, mapping real workflows and making ambiguity visible early.

The partner needs an analytical early career colleague to support product and system change. You will work with users, developers and senior analysts to clarify needs and turn them into testable requirements.

The team works across disciplines and expects quality to be shaped throughout discovery and delivery. You will have space to challenge assumptions, make evidence visible and improve how decisions are made.

You will join multidisciplinary delivery rather than operate as a final approval step. The partner expects early questions, rapid feedback and clear evidence about what users and systems need. You will help teams decide what to test, measure or prototype before committing to an expensive direction.

You will work with experienced colleagues who review both the outcome and the reasoning behind it. The partner expects curiosity, care and steady growth rather than instant expertise. You will receive real responsibility in controlled steps and clear opportunities to build evidence of your capability.

• Interview users and document current workflows.

• Write clear user stories, process descriptions and acceptance criteria.

• Map data, roles and system interactions.

• Support backlog refinement and solution workshops.

• Trace requirements through testing and release.

• Maintain decisions and open questions so teams stay aligned.

• Education or early experience in information systems, business, engineering or a related field.

• Strong written and verbal communication.

• Ability to structure incomplete information.

• Interest in software delivery and business processes.

• Comfort working with spreadsheets, diagrams and collaboration tools.

• Professional English; Swedish is valuable for local stakeholder work.

• Internship in product, process improvement or IT support.

• Basic SQL or API understanding.

• Experience from healthcare, logistics, finance or public services.

You may be a recent graduate, operations coordinator or support professional moving toward analysis. We are interested in your reasoning, curiosity and care with detail more than a long list of methods.

The partner offers direct exposure to experienced product and technology colleagues, plus responsibility that grows with your capability. You will see how a well framed requirement saves time across design, development and testing.

The exact partner, employment model, compensation, start date and working arrangement will be explained openly during the process. Nordic Investin will make sure you understand the context, expectations and decision path before you are asked to commit significant time.

During the process, Nordic Investin will focus on concrete decisions you have made: the context you received, the alternatives you considered, the result you observed and what you would change today. You do not need every optional technology if your core experience transfers and you can explain how you would close the gap.

Apply with your CV or LinkedIn profile and a short note describing the most relevant system, product or transformation you have helped deliver. Nordic Investin welcomes candidates with different routes into technology and assesses applicants on relevant capability, judgement and potential.

Nordic Investin has been engaged by a partner company to find a Junior Technology Business Analyst. You want to learn how good digital products are shaped by asking precise questions, mapping real workflows and making ambiguity visible early.

The partner needs an analytical early career colleague to support product and system change. You will work with users, developers and senior analysts to clarify needs and turn them into testable requirements.

The team works across disciplines and expects quality to be shaped throughout discovery and delivery. You will have space to challenge assumptions, make evidence visible and improve how decisions are made.

You will join multidisciplinary delivery rather than operate as a final approval step. The partner expects early questions, rapid feedback and clear evidence about what users and systems need. You will help teams decide what to test, measure or prototype before committing to an expensive direction.

You will work with experienced colleagues who review both the outcome and the reasoning behind it. The partner expects curiosity, care and steady growth rather than instant expertise. You will receive real responsibility in controlled steps and clear opportunities to build evidence of your capability.

• Interview users and document current workflows.

• Write clear user stories, process descriptions and acceptance criteria.

• Map data, roles and system interactions.

• Support backlog refinement and solution workshops.

• Trace requirements through testing and release.

• Maintain decisions and open questions so teams stay aligned.

• Education or early experience in information systems, business, engineering or a related field.

• Strong written and verbal communication.

• Ability to structure incomplete information.

• Interest in software delivery and business processes.

• Comfort working with spreadsheets, diagrams and collaboration tools.

• Professional English; Swedish is valuable for local stakeholder work.

• Internship in product, process improvement or IT support.

• Basic SQL or API understanding.

• Experience from healthcare, logistics, finance or public services.

You may be a recent graduate, operations coordinator or support professional moving toward analysis. We are interested in your reasoning, curiosity and care with detail more than a long list of methods.

The partner offers direct exposure to experienced product and technology colleagues, plus responsibility that grows with your capability. You will see how a well framed requirement saves time across design, development and testing.

The exact partner, employment model, compensation, start date and working arrangement will be explained openly during the process. Nordic Investin will make sure you understand the context, expectations and decision path before you are asked to commit significant time.

During the process, Nordic Investin will focus on concrete decisions you have made: the context you received, the alternatives you considered, the result you observed and what you would change today. You do not need every optional technology if your core experience transfers and you can explain how you would close the gap.

Apply with your CV or LinkedIn profile and a short note describing the most relevant system, product or transformation you have helped deliver. Nordic Investin welcomes candidates with different routes into technology and assesses applicants on relevant capability, judgement and potential.

Nordic Investin has been engaged by a partner company to find a Junior Technology Business Analyst. You want to learn how good digital products are shaped by asking precise questions, mapping real workflows and making ambiguity visible early.

The partner needs an analytical early career colleague to support product and system change. You will work with users, developers and senior analysts to clarify needs and turn them into testable requirements.

The team works across disciplines and expects quality to be shaped throughout discovery and delivery. You will have space to challenge assumptions, make evidence visible and improve how decisions are made.

You will join multidisciplinary delivery rather than operate as a final approval step. The partner expects early questions, rapid feedback and clear evidence about what users and systems need. You will help teams decide what to test, measure or prototype before committing to an expensive direction.

You will work with experienced colleagues who review both the outcome and the reasoning behind it. The partner expects curiosity, care and steady growth rather than instant expertise. You will receive real responsibility in controlled steps and clear opportunities to build evidence of your capability.

• Interview users and document current workflows.

• Write clear user stories, process descriptions and acceptance criteria.

• Map data, roles and system interactions.

• Support backlog refinement and solution workshops.

• Trace requirements through testing and release.

• Maintain decisions and open questions so teams stay aligned.

• Education or early experience in information systems, business, engineering or a related field.

• Strong written and verbal communication.

• Ability to structure incomplete information.

• Interest in software delivery and business processes.

• Comfort working with spreadsheets, diagrams and collaboration tools.

• Professional English; Swedish is valuable for local stakeholder work.

• Internship in product, process improvement or IT support.

• Basic SQL or API understanding.

• Experience from healthcare, logistics, finance or public services.

You may be a recent graduate, operations coordinator or support professional moving toward analysis. We are interested in your reasoning, curiosity and care with detail more than a long list of methods.

The partner offers direct exposure to experienced product and technology colleagues, plus responsibility that grows with your capability. You will see how a well framed requirement saves time across design, development and testing.

The exact partner, employment model, compensation, start date and working arrangement will be explained openly during the process. Nordic Investin will make sure you understand the context, expectations and decision path before you are asked to commit significant time.

During the process, Nordic Investin will focus on concrete decisions you have made: the context you received, the alternatives you considered, the result you observed and what you would change today. You do not need every optional technology if your core experience transfers and you can explain how you would close the gap.

Apply with your CV or LinkedIn profile and a short note describing the most relevant system, product or transformation you have helped deliver. Nordic Investin welcomes candidates with different routes into technology and assesses applicants on relevant capability, judgement and potential.

Nordic Investin has been engaged by a partner company to find a Junior Technology Business Analyst. You want to learn how good digital products are shaped by asking precise questions, mapping real workflows and making ambiguity visible early.

The partner needs an analytical early career colleague to support product and system change. You will work with users, developers and senior analysts to clarify needs and turn them into testable requirements.

The team works across disciplines and expects quality to be shaped throughout discovery and delivery. You will have space to challenge assumptions, make evidence visible and improve how decisions are made.

You will join multidisciplinary delivery rather than operate as a final approval step. The partner expects early questions, rapid feedback and clear evidence about what users and systems need. You will help teams decide what to test, measure or prototype before committing to an expensive direction.

You will work with experienced colleagues who review both the outcome and the reasoning behind it. The partner expects curiosity, care and steady growth rather than instant expertise. You will receive real responsibility in controlled steps and clear opportunities to build evidence of your capability.

• Interview users and document current workflows.

• Write clear user stories, process descriptions and acceptance criteria.

• Map data, roles and system interactions.

• Support backlog refinement and solution workshops.

• Trace requirements through testing and release.

• Maintain decisions and open questions so teams stay aligned.

• Education or early experience in information systems, business, engineering or a related field.

• Strong written and verbal communication.

• Ability to structure incomplete information.

• Interest in software delivery and business processes.

• Comfort working with spreadsheets, diagrams and collaboration tools.

• Professional English; Swedish is valuable for local stakeholder work.

• Internship in product, process improvement or IT support.

• Basic SQL or API understanding.

• Experience from healthcare, logistics, finance or public services.

You may be a recent graduate, operations coordinator or support professional moving toward analysis. We are interested in your reasoning, curiosity and care with detail more than a long list of methods.

The partner offers direct exposure to experienced product and technology colleagues, plus responsibility that grows with your capability. You will see how a well framed requirement saves time across design, development and testing.

The exact partner, employment model, compensation, start date and working arrangement will be explained openly during the process. Nordic Investin will make sure you understand the context, expectations and decision path before you are asked to commit significant time.

During the process, Nordic Investin will focus on concrete decisions you have made: the context you received, the alternatives you considered, the result you observed and what you would change today. You do not need every optional technology if your core experience transfers and you can explain how you would close the gap.

Apply with your CV or LinkedIn profile and a short note describing the most relevant system, product or transformation you have helped deliver. Nordic Investin welcomes candidates with different routes into technology and assesses applicants on relevant capability, judgement and potential.